St. Johns Insurance Company

St. Johns Insurance Company was established in 2003 and specializes in homeowners insurance. They mainly serve Florida and South Carolina with home insurance, condo insurance, landlord insurance, and liability umbrella policies.

St. Johns Homeowners Insurance

Homeowners insurance from St. Johns typically includes the following protection:

St. Johns Condo Insurance

These aspects of coverage are usually standard on most home insurance policies. Landlord and condo plans vary slightly as the insurance needs aren’t quite the same. Condo insurance doesn’t have as much of an emphasis on the structure of the building itself, since condo associations usually have insurance policies that protect the common areas. Here is what a St. Johns condo insurance policy usually includes:

  • Dwelling coverage
  • Personal Property coverage
  • Liability coverage
  • Loss of Use coverage

St. Johns Landlord Insurance

Landlord insurance doesn’t necessarily need personal property protection since you wouldn’t likely have any belongings in a place where your tenant is occupying. Thus, St. Johns landlord insurance policies include:

  • Dwelling coverage
  • Other Structures coverage
  • Fair Rental Value (loss of rental income) coverage
  • Liability coverage

St. Johns Insurance Rating

St. Johns Insurance Company holds a financial stability rating of A (Excellent) from Demotech, one of the top financial analysis firms in the insurance industry. St. Johns also sports an A+ rating from the Better Business Bureau, which assesses the trustworthiness and good faith of a company’s operations.

They also participate in the Florida Hurricane Catastrophe Fund, which limits their exposure to losses and helps with financial stability.

St. Johns Insurance Company Quotes

Clovered is licensed to sell and bind insurance from St. Johns. Our online quoting platform makes it easy to find and compare policies online so you can find the right plan for you.

If you happen to have any questions, though, we’ve got a team of licensed, experienced agents based in Florida who are happy to help. Feel free to call us Monday through Friday from 8:30 a.m. to 6 p.m. at 833-255-4117 or email us anytime at