New Hampshire Renters Insurance
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- New Hampshire Renters Insurance
3 Min Read
From the White Mountain National Forest down to the banks of the Atlantic Ocean, New Hampshire is home to some incredible rental properties with extraordinary views and things to do. Whether you’re renting a place in Manchester, Nahua, Concord, Portsmouth or somewhere in between, having the proper renters insurance in New Hampshire to protect your belongings is a pivotal — and often overlooked — part of the process.
For affordable, dependable coverage, look no further than Clovered to help you out with all your renters insurance needs. We offer New Hampshire renters insurance policies that provide your much-needed coverage. Since cheap renters insurance in New Hampshire is what everyone wants, we pride ourselves in being to provide it with the best-in-class customer service!
When you need renters insurance in New Hampshire, you can turn to the amazing folks at Clovered to ensure you get the best policy at the best price.
What’s Covered With a New Hampshire Renters Insurance Policy?
Coverage C: Personal Belongings
As a renter, you have personal belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.
Coverage D: Loss of Use
If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.
Coverage E: Personal Liability
Accidents happen. It’s a fact of life. Personal liability can protect your financial well-being if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.
Coverage F: Medical Payments
Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.
How Much Is Renters Insurance in New Hampshire?
The average cost of renters insurance in New Hampshire at just over $12 per month makes it some of the cheapest in the entire country. The average cost gets a typical renter up to $30,000 in personal property coverage, $100,000 in liability coverage and a few thousand dollars in loss of use coverage.
For just the cost of one meal at a restaurant, you could invest in yourself by making sure your belongings and financial wellbeing are protected by a New Hampshire renters insurance policy.
- Average Renters Insurance in New Hampshire Cost: $12 per month
Is Renters Insurance Required in New Hampshire?
No, while renters insurance in New Hampshire is not legally required of its residents, certain stipulations allow some landlords to require that their tenants keep renters insurance while their lease is valid. However, we always recommend that every renter in the United States have adequate renters insurance at all times.
How to Get Cheap Renters Insurance in New Hampshire
If you’re looking for cheap renters insurance in New Hampshire, Clovered has you covered. We built an easy-to-use quoting tool that allows you to get a quote in minutes. What’s even better is that we have many companies in our quoting tool, so while you’re entering your home’s information, we’re diligently working in the background to instantly pair you with the best New Hampshire renters insurance policy out there.
Averaging just $12 per month, renters insurance can protect your belongings for the cost of a few cups of coffee.
The editorial content on Clovered’s website is meant to be informational material and should not be considered legal advice.
