Georgia Renters Insurance

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  • Georgia Renters Insurance

From the sun-kissed sands near Savannah and the rolling green hills of Augusta to the bustling metropolitan Atlanta area, there are so many apartments, houses and rental properties to choose from in Georgia. But no matter where you decide to go, there’s always one thing in common with each: you’ll want to have a Georgia renters insurance policy to help protect your belongings.

Cheap renters insurance in Georgia is easy to find when you get a fast, free online quote with Clovered. And what’s even better, we partner with some of The Peach State’s top insurers to bring you the best, most affordable policy on the market.

With an average price of $25 per month, you can afford renters insurance in Georgia for less than the price of a tank of gas. Plus, it protects much more than just your personal belongings! Check out exactly what’s covered below.

What’s Covered With a Georgia Renters Insurance Policy?

Coverage C: Personal Belongings

As a renter, you have personal belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.

Coverage D: Loss of Use

If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.

Coverage E: Personal Liability

Accidents happen. It’s a fact of life. Personal liability can protect your financial well-being if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.

Coverage F: Medical Payments

Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.

What’s the Average Renters Insurance Cost in Georgia?

For the low price of $25 per month, the equivalent of a tank of gas or a decent meal at a restaurant, tenants in Georgia can get about $100,000 in liability coverage and $30,000 worth of personal property coverage to protect their belongings and their financial wellbeing.

Although the average renters insurance in Georgia is a bit above the national average, it’s worth every penny when you consider how well it can protect you from covered perils you may incur.

  • Average Renters Insurance in Georgia Cost: $25 per month

Is Renters Insurance Required in Georgia?

No, renters insurance is not required by law in Georgia. However, if you’re renting from a landlord instead of a property management company, they can actually require you to maintain renters insurance coverage through the entirety of the lease agreement.

Whether your landlord requires Georgia renters insurance or not, it’s always a good idea to keep a policy up to date. After all, you never know when you’ll need to file a claim until it’s already too late to get coverage.

How to Get the Best Renters Insurance in Georgia for Cheap

We partner with many of the top renters insurance companies in Georgia to provide you multiple quotes from different providers in a single place. All you need to do is get a quote and we’ll do the rest! Once you’ve signed up for a policy online, it typically goes into effect immediately, so enjoy your new-found peace of mind.

Protect Your Belongings With Renters Insurance

Averaging just $12 per month, renters insurance can protect your belongings for the cost of a few cups of coffee.

The editorial content on Clovered’s website is meant to be informational material and should not be considered legal advice.