Clovered's COVID-19 Response

MASSACHUSETTS RENTERS INSURANCE

Massachusetts Renters Insurance

If you’re renting a home in Massachusetts, it doesn’t matter whether you’re a fan of New England clam chowder, Boston cream pie or if you like your lobster roll served with mayo or butter, you’ll still need a Massachusetts renters insurance policy to protect your belongings if they’re damaged or destroyed by a covered peril.

Oh, and give us butter with a side of New England clam chowder and cream pie for dessert. To help get the most out of the best renters insurance in Massachusetts, Clovered has teamed up with the state’s top insurers. This allows us to run multiple quotes from multiple companies to ensure you get a cheap policy with adequate coverage.
Get a Quote

What’s Covered With a Massachusetts Renters Insurance Policy?

Coverage C – Personal Belongings

☘ As a renter, you have belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.

Coverage D – Loss of Use

☘ If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.

Coverage E – Personal Liability

☘ Accidents happen. It’s a fact of life. Personal liability can protect your financial wellbeing if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.

Coverage F – Medical Payments

☘ Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.

How Much Does Renters Insurance Cost in Massachusetts?

The average cost of renters insurance in Massachusetts is only $15 per month, which is on par with the national average. You could trade one single lobster roll each month for a Massachusetts renters insurance policy that provides about $30,000 worth of personal property protection, $100,000 worth of liability coverage and a few thousand dollars worth of loss of use coverage.

  • Average Renters Insurance in Massachusetts Cost: $15 per month

Is Renters Insurance Required in Massachusetts?

No, renters insurance isn’t required by law in Massachusetts, but certain stipulations can allow a landlord to require their tenants to maintain adequate coverage to uphold the lease. Even though it’s not required, renters insurance in Massachusetts is highly recommended.
Get a Quote

How to Get the Best Renters Insurance in Massachusetts for Cheap

If you’re looking for cheap renters insurance in Massachusetts with the best coverage and premium prices, Clovered can certainly help you out. Our online quoting engine scours through policies from many different companies to find a policy that meets your coverage needs and fits within your budget.
Get a Quote