Indiana Renters Insurance
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- Indiana Renters Insurance
From Fort Wayne to South Bend, Indianapolis to Bloomington and Evansville to anywhere in between, protecting your belongings may be an afterthought if you’re renting a home. But getting an Indiana renters insurance policy could be the difference between sufficiently protecting all your belongings and having to pay out of pocket if they’re unexpectedly damaged or destroyed by a covered peril.
Renters in the great state of Indiana can secure a policy for up to $30,000 worth of personal property coverage for as little as $15 per month. That’s the equivalent of two large cups of coffee with double shots of espresso (you know, for those bitterly cold winter mornings) or a single meal at a decent restaurant.
You can afford to splurge a little to protect your belongings, right? Renters insurance should be seen as an investment, and getting the best renters insurance in Indiana for cheap is a lot easier than you may think. Just get a quote from Clovered and we’ll pair you with the perfect policy!
What’s Covered With an Indiana Renters Insurance Policy?
Coverage C: Personal Belongings
As a renter, you have personal belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.
Coverage D: Loss of Use
If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.
Coverage E: Personal Liability
Accidents happen. It’s a fact of life. Personal liability can protect your financial well-being if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.
Coverage F: Medical Payments
Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.
What’s the Average Cost of Renters Insurance in Indiana?
The average renters insurance in Indiana is about $15 per month or $175 per year. That gets you about $100,000 in liability coverage and $30,000 in personal property coverage, which should sufficiently protect all your personal belongings and financial wellbeing in the event of a covered peril.
Depending on your situation, you may be able to increase the liability and decrease the personal property amounts and pay the same amount. Of course, the less coverage you need, the cheaper the premiums.
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Average Cost of Renters Insurance in Indiana: $15 per month
How to Get Cheap Renters Insurance Indiana
If you’re looking for the best renters in Indiana at the best rates (no matter if you’re searching from South Bend, Indianapolis, Fort Wayne, Bloomington, Evansville or somewhere else in the Hoosier State), Clovered’s online quoting tool is where to begin.
We have the best cheap renters insurance in Indiana because we partner with the state’s top companies to build an archive of quotes. Simply get a quote, pick your price and your policy will go into effect almost immediately.

Averaging just $12 per month, renters insurance can protect your belongings for the cost of a few cups of coffee.
The editorial content on Clovered’s website is meant to be informational material and should not be considered legal advice.