Homeowners Insurance in Davenport, Florida

Davenport in central Florida is a small yet rapidly growing town that sits near some of Florida’s best theme parks. You may find lower home prices and more affordable property insurance rates in Davenport, depending on your property, than in many of the state’s large cities.

Let’s dive into what you can expect to pay for homeowners insurance in Davenport, what it covers, and much more.

The average home insurance cost in Davenport, Florida, is about $2,989 per year. Homeowners insurance in Florida is high compared to other states, but rates in Davenport aren’t as costly as in many coastal areas.

One of the reasons for Florida’s sky-high property insurance rates is the regular risk of damage from hurricanes and tropical storms. Coastal areas are most prone to direct hits from these storms, which tends to translate into higher premiums on properties closer to the beach. Inland locations, such as Davenport, tend to have lower rates in comparison due to the smaller susceptibility to hurricane damage.

Take a look at average rates from some top insurers in Davenport below.

These averages are undoubtedly useful, but know that many factors, from policy details to property characteristics, will affect your insurance costs and could cause quotes you receive to vary from the above numbers.

Homeowners insurance in Davenport covers you from a variety of uncontrollable perils like burglary, water damage, dog bites, fires, tornadoes and Florida’s most costly and common peril: hurricanes. Plus it protects your home, personal belongings and financial wellbeing from so much more.

Let’s take a look at the coverages included in your home insurance and some examples that go along with each.

Whether you have a specific home insurance company in mind or you’re just looking for the best price, we can help you find what you’re looking for. We partner with the state’s top insurers so we can always provide our customers with the best policies at the best prices.

We partner with Citizens, Universal Property and Casualty Insurance Company, and other affordable insurers in the area to get you the best rates possible. By doing so, we not only make it more convenient for you, but it also enables us to be the most competitive insurance agency in the state.

It’s crucial to note that Citizens operates differently from most insurers on the market. They are a not-for-profit insurer designed to be used as a last resort for those who can’t find affordable coverage on the standard market. However, Citizens isn’t without their woes. Recently, the insurer has become so inflated with policies that the company is trying to offload customers back into the private market. So, know that if you get Citizens know, they may not be your permanent provider.

Getting your average home insurance cost in Davenport down to what you want to pay is easier than ever when using our online quoting tool. All you need to do is answer a few questions about your property, we’ll analyze the data in the background and then we’ll pair you with a policy that fits your needs — and your budget.

With Clovered, you can say goodbye to calling multiple companies, spending days or weeks securing a policy and having the added stress of finding an affordable policy. We do all that for you — in just a few minutes with the click of a button.

But if you find comfort in talking to real people — after all, home insurance is a big purchase — you can also count on us. We have a team of licensed, in-house agents and service team members who are ready and waiting for you! Simply reach them from Monday to Friday from 8:30 a.m. to 6 p.m at 833-255-4117 or email them anytime at agent@clovered.com.