Pennsylvania Renters Insurance
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- Pennsylvania Renters Insurance
With its two rivaling cities, Philadelphia and Pittsburgh, many rivaling sports teams and banks along Lake Erie, Pennsylvania is home to many different and unique places for renters. From Erie to Media, Bethlehem to Scranton, and everywhere else in the state, finding cheap renters insurance in Pennsylvania is the name of the game.
And it’s not hard to beat the low-price game when you enlist Clovered’s intuitive online quoting tool to help. We teamed up with some of the best renters insurance companies in Pennsylvania so that we can compare and contrast many quotes from many providers, allowing us to always bring you the best policy at the best price.
Simply use Clovered’s quoting tool to get the best Pennsylvania renters insurance policy in minutes — one that meets your coverage needs and averages just around $15 per month for adequate personal property and liability coverage.
What Does Renters Insurance Cover in Pennsylvania?
Coverage C: Personal Belongings
As a renter, you have personal belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.
Coverage D: Loss of Use
If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.
Coverage E: Personal Liability
Accidents happen. It’s a fact of life. Personal liability can protect your financial well-being if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.
Coverage F: Medical Payments
Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.
How Much Is Renters Insurance in Pennsylvania?
The average cost of renters insurance in Pennsylvania is about $15 per month. That’s on par with the national average and typically comes with up to $30,000 in personal property coverage to protect many of the items you keep inside your home, and up to $100,000 in liability coverage to protect your financial wellbeing if a covered peril were to occur.
- Average Renters Insurance in Pennsylvania Cost: $15 per month
Is Renters Insurance Required in Pennsylvania?
No, as a renter, you’re not required by law to maintain Pennsylvania renters insurance coverage. However, we still recommend you keep a policy at all times to protect your belongings. It’s also worth noting that landlords who don’t own more than a handful of properties are allowed to require their tenants to keep renters insurance through the entirety of the lease agreement.
How to Get Cheap Renters Insurance in Pennsylvania
At Clovered, we’re dedicated to getting you the best renters insurance in Pennsylvania at the cheapest price. Through our multi-rater quoting tool, we compare prices and policies from many of the state’s top providers and pair you with the best of those in minutes.
We do all the hard work on the backend, so all you need to do is enter your address, answer a few questions about your place and we’ll round up the best quotes in the state — so you can get a policy you deserve at the price you want to pay.

Averaging just $12 per month, renters insurance can protect your belongings for the cost of a few cups of coffee.
The editorial content on Clovered’s website is meant to be informational material and should not be considered legal advice.