South Carolina Renters Insurance
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- South Carolina Renters Insurance
From Charleston to Greenville and everywhere in the Palmetto State, the average cost of renters insurance in South Carolina is about $15 per month. That’s right on par with the national average and can help anyone, from college students at one of the state’s many universities to those professionals living in paradise, protect their belongings and financial wellbeing.
Renters insurance in South Carolina covers the belongings you keep in your home, plus it provides coverage for accidental mishaps that occur on the property and coverage if one of the many perils unexpectedly and temporarily forces you out of your home.
What’s Covered With a South Carolina Renters Insurance Policy?
Coverage C: Personal Belongings
As a renter, you have personal belongings and you need them to be protected in the event of a hurricane, break-in or other peril. Renters tend to undervalue their belongings, so make sure you calculate the cost of your clothes, electronics and all other personal items you keep on the property.
Coverage D: Loss of Use
If the rental unit you live in gets damaged or destroyed and you’re forced to leave your home temporarily, loss of use coverage can help with the costs of finding a new home, storage unit to store your belongings, gas and food that you wouldn’t have otherwise spent and even boarding for your pets.
Coverage E: Personal Liability
Accidents happen. It’s a fact of life. Personal liability can protect your financial well-being if a guest of another person is injured on your property and you’re found liable. This coverage is typically $100,000 and goes toward covering medical bills and legal expenses for things like dog bites and major injuries.
Coverage F: Medical Payments
Medical payments to others covers the more minor injuries that occur on your property. Unlike liability coverage, the injury doesn’t have to have been your fault. MedPay, as it’s often called, usually provides $1,000 to $5,000 that can be used for things like X-rays, physical therapy and doctor visits relating to the injury.
How Much Is Renters Insurance in South Carolina?
The average renters insurance in South Carolina is about $15 per month for $100,000 in liability coverage and another $30,000 in personal property coverage. Depending on your situation, your cost may be higher or lower if you need more or less coverage to protect your belongings and financial wellbeing.
- Average Renters Insurance in South Carolina Cost: $15 per month
Is Renters Insurance Required in South Carolina?
No, renters insurance is not required by law in South Carolina. Even though it’s not required, renters insurance in South Carolina is highly recommended. Certain landlords can require their tenants to maintain adequate renters insurance to uphold the lease.
How to Get the Best Renters Insurance in South Carolina for Cheap
If you’re looking for the best renters in South Carolina at the cheapest rates, Clovered’s online quoting tool is where to begin. We partner with many of the best renters insurance companies in South Carolina so that can always get the coverage you need at the best price.
Our online quoting engine compares quotes from multiple providers in your area and serves you multiple quotes on a single page. All you need to do is pick the price you’d like to pay and then you’ve got the perfect coverage to protect your belongings and your wellbeing.

Averaging just $12 per month, renters insurance can protect your belongings for the cost of a few cups of coffee.
The editorial content on Clovered’s website is meant to be informational material and should not be considered legal advice.